Benefits of Resolving Your Account Debt

Learn how resolving past-due debt can help you – and how MCM makes it easy.

How Resolving Past-Due Debt Can Help You

Carrying debt can make it harder to do all the things you’d like to do. Whether you’re saving to purchase a home, buy a car, or planning for retirement, resolving past-due debt often is the first step. Putting past-due debt behind you eases financial stress and leaves more money every month for you to plan for the future. Resolving your debt can help you save for the goals important to you.

Credit Reporting at MCM

We understand that your credit score can be important. That’s why MCM will request that credit reporting agencies delete tradelines for many of our resolved accounts.

We provide our consumers with a grace period before commencing credit reporting of debt. We continue to refrain from credit reporting with payment activity.

Our credit reporting policy is designed to help you on the road to financial recovery. Depending on your account details, you may be able to take advantage of MCM’s consumer-friendly credit reporting practices.

Learn more about credit reporting at MCM, including which accounts we do not report to credit agencies.

MCM Makes Resolving Debt Easy

We understand your situation is unique. Midland Credit Management is committed to helping you find the solution that works best for you. Our range of flexible account options help you get started and stay on track, including:

  • Custom offers that fit your budget
  • Flexible payment plans that fit your needs
  • Autopay to never miss a payment
  • No added fees or interest

If you have an account question, visit our FAQs page to learn more. Or use our click-to-chat feature on our website to get answers fast. Still have questions? Our expert account managers are just a phone call away. Call 800-296-2657 to get help now.

Flexible Online Solutions

The path to financial freedom should be easy… and it is with Midland Credit Management! Learn more about what our online portal can do for you in this short video.


What People Are Saying

We help consumers resolve past-due debts. Hear what some of our consumers say about their experience working with MCM.

He took the time to, not only tell me about the detail of the account, but he actually listened when I said that I needed to ask a more poignant question.

–  J. B.–  

She was very professional, very nice, listened to my problem and solved it.

–  S. B.–  

I don't think I would change anything. My call was answered in a timely manner and the representative was very courteous and he looked into my problem, he spoke to me very nice and I really appreciate that.

–  T. S.–  

They were willing to help me as quickly as possible, and assured me that it would be done and taken care of.

–  L. R.–  

Very helpful, organized and attentive.

–  D. B.–  

Knowledgeable and willing to go above and beyond to help me.

–  W. S.–  

Very accommodating, very compassionate and understanding. [The representative I spoke with] listened to me and tried to help me as best as possible and I really appreciate it. He had outstanding customer service.

–  K. F.–  

The representative really seemed to listen, he was also proactive in his suggestions or solutions.

–  J. L.–  

Excellent customer service, very thorough and very patient with making sure that I understood the answer to my question.

–  V. M.–  


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Consumer Testimonials

Learn more about what our consumers say about us