Why Is 877-496-4802 Calling?

When you see the number 877-496-4802 pop up on your phone, it’s a call coming from the Midland Credit Management team. We’re a company that helps consumers resolve past-due financial obligations through flexible payment solutions and consumer education. Our company values its consumers and we are sensitive to the financial hardships that may have led to your current situation. Since 1953, we’ve helped more than 7 million people take control of their financial health. We work with consumers like you over the phone and online. You can call us back at 877-366-1388.

The most common reason we get in touch is because an unresolved debt of yours is being serviced by MCM. Our friendly account managers will work with you to find a solution that fits with your budget. So next time you get a call from 877-496-4802, pick up the phone and take a moment to learn about the flexible payment options and plans we have for you.

To learn about the options and solutions we have for you, call us back at 877-366-1388.

Pay Online – Log In to Your Account

Access your MCM account to setup and manage payment plans, make a one-time payment, view payment history, update contact information, and request email communication with Midland Credit Management.

Why MCM?

No Fees

There are no surprise fees with MCM, so you keep more of your hard-earned cash.

Flexible Payment Plans

Choose from a variety of payment options and find a plan that works for you.

Discount Offers

Many consumers qualify for discounts that allow them to resolve accounts for less.

Nationwide Support

Our team helps consumers in all 50 states get back to doing what they love.


We’ve helped more than 7,000,000 people regain their financial independence.

Trusted Since 1953

MCM has been empowering consumers for more than 60 years.

Working With Midland Credit Management

We take pride in our clear and honest communications with our consumers. At MCM, we strive to deliver the best consumer experience in the industry. Midland Credit Management is committed to engaging in constructive dialogue that creates solutions for our consumers. Whatever your situation, we will partner with you to resolve your financial obligations in a way that fits your budget. When you get a call from 877-496-4802, you can rest assured that we’re here to help.

Over more than 60 years in business, helping millions of consumers, MCM has solidified strong, lasting relationships with major financial institutions. Many lenders sell the right to collect on your account to companies like Midland Funding LLC. When this happens, MCM, which specializes in servicing these types of outstanding debt obligations, will begin servicing your account.

Your ultimate goal is to repay your debt, and we are familiar with the financial demands placed on you. MCM can help create a roadmap for recovery that gives you the confidence you need to move forward.

The Industry’s First Consumer Bill of Rights

Consumer Bill of Rights Badge

Detailing our commitment to conduct business ethically and in ways that support our consumers’ financial recovery.

*Please understand that this is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.